A bad credit rating can be gut-wrenching and humiliating ... we have options!
"Life is what happens when you're busy making other plans." ...and sometimes things get out of control. We see all kinds of credit ratings every day and we have the strategies to help improve and even heal, damaged credit. You may be surprised to know that you can still obtain a mortgage. Whether you've had a bankruptcy or your credit is only slightly bruised, you can still obtain financing. No worries, we'll handle all the details.
As mortgage professionals, we have access to non-traditional lenders who offer financing solutions to individuals who have some credit challenges that cannot be addressed by the major financial institutions. Together we can quickly assess your situation and decide on the best way to move forward. The worst you can do is do nothing.
Senior Mortgage Consultant
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My wife and I were referred to Mary through a friend of ours. I can whole heartily endorse her dedication and professionalism. Our financial situation required a mortgage broker who could see our unique picture. Mary not only found us the best rates, she fought with her suppliers to enable us to keep with a bank we were comfortable with. There are numerous sales people who portray themselves as professional's and experts, however, few of them walk the walk. Mary definitely walks the walk. She has the experience and the positive attitude to help you through your Mortgage needs.
Christopher Bulger CIP
Mary, you are the best! You have consistently and faithfully addressed every concern we have had with our HELOC from the inception in 2008. You even intervened, to our full satisfaction I might add, when our Bank created a dilemma in our transfer and monthly payment process 2 years ago. When my wife and I are in the market for any products or services you can provide in the future we will definitely come to you first just as we did last time. We have no regrets just gratitude for your excellent service and attention to detail
Kate and Bruce
Your advice and knowledge really put us on the right track to being financially safe and a lot smarter about our decisions. Your help with our daughter and her husband when they bought the condo in BC was such a help to all of us and the kids felt so much better about what their choice. Your honesty and integrity is something that is always that Ray myself and our family will always cherish. Love
Love Ray and Freddie Romanchuk xo
We are so lucky and thankful to have met Mary Proburan through our builder. Not only she was considerate and caring, she also went the extra-mile to make sure we can qualify for enough money at the most advantageous interest rate and conditions for us, to get the right home size for our family. Mary was able to understand our unique situation and to provide us with the best service and expertise one can hope for. After helping us getting our home, Mary also used her extensive business network to help my wife in her job search at the time. We were very impressed and fully satisfied with Mary. She is simply amazing!
Over the past several years we have engaged the Services of Mary Poburan to assist us with our financial needs. Most recently we called upon Mary to help us arrange for a construction mortgage needed to build our retirement home in British Columbia. Mary not only obtained the best rate, but she also went above and beyond the requirements of a mortgage broker to help us navigate through the entire financial process. At every step Mary was there to provide advice and assistance and followed-up on every question we had in a timely manner. Mary is a professional who exudes confidence yet is personable and approachable. As satisfied clients we are very pleased to recommend her services.
Sandra Bassett & Robert Dmytruk
My wife and I would like to thank Mary for all the expert advice we got when we were in transition from a house to a townhouse. When you are off the market for 32 years, a lot of things change. Mary was there to help with financial advice and made sure we were comfortable with the arrangements. She holds the clients best interests and is very timley. We highly recommend Mary for her dedication to her clients. Thanks Mary.
Ernie and Elaine Mazepa
I have had the opportunity to work with Mary a few times -- and I can't imagine getting a mortgage without her. She is professional, friendly and takes the pain and hassle away from getting a new mortgage or renewing a mortgage. I have undertaken both new mortgages and renewals with her. I have no doubt that she secured a rate for us that we would never had achieved on her own. Not only were the results terrific, but so was the whole experience working with her. It was almost fun! :-)
"I was very pleased with the services provided by Mary Poburan. One of the best testaments to her commitment was that even after our mortgage was brokered and we had moved into the house, Mary continued to promptly and thoroughly answer any questions we had. She was a professional through and through, even working while she was on vacation overseas! I have no hesitation in recommending Mary to any of my friends or family."
Being a business owner, time is always of the essence. Trying to nail down the most competitive mortgage rates for my own properties is a definite chore. I had the experience of working with Mary Poburan a few years back when I was acquiring a piece of property in Calgary. She was very helpful and efficient. Best of all, she was able to show me comparisons of different rates from different banks. She took the time to find out the nature of my investment in order to match the best type of mortgage to it. That saved me a substantial amount of time for shopping around. Best of all, she always returns phone calls or emails when I had questions that need clarifications. All in all, I trusted Mary and I will always turn to her for any future queries I might have on mortgages."
Mary's personal attention in MY circumstances won my loyalty every time. Her sincere interest in the best for her clients makes her a gem in the world of finances; trust me, just trust her. It's that easy!
'As first time home buyers, we were a little overwhelmed with trying to find a mortgage that suited our financial situation. Mary went over and above to make sure that we were well informed and comfortable every step of the way, even going as far as making late night calls on the weekend to reassure my panicked fiancé that everything was under control. We would highly recommend Mary to any of our friends who were looking into taking the plunge. Thanks Mary!'
Brandon and Amanda
'My first encounter with Mary was when she obtained a mortgage for me. It had the lowest rate I was able to obtain. What's more, when I went into the bank to sign the mortgage, the staff told me the rate was lower than what they could have offered. In my second encounter, I called Mary to indicate the interest rate my bank was offering me on renewal of a different mortgage. She said she could match the rate but since changing financial institutions is a lot of paper work (providing list of assets and liabilities, income, etc.), I should stay with the existing bank. I appreciated the fact that she looked at my interest over earning her commission. Now that is ethical!'
Mary is very bright and informative. She always acts in a professional manner and presents with a pleasant disposition. She is very experienced and knowledgeable and this comes through in her communications with the client. She is also very prompt in responding to phone calls or emails. I would highly recommend her as a mortgage specialist!
You were wonderful when we needed you in the past and I am sorry that you left the bank but I know you are as good as ever where you are now. I think you are absolutely wonderful and the banks and finance people need more of you!! I always know that if I needed your help again you would be there. Thank you is not enough but THANK YOU.
We worked with Mary on two home financings. She was very diligent to ensure that we received the best rate and terms; was also cognizant of our financial picture and worked closely with us to ensure that everything fit right."
Stuart and Bobbi Cullum