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  • March 27, 2020
  • Posted by Mary Poburan

What is REALLY happening with Rates?

The question I get on a daily basis is “My mortgage is up for renewal in a year, a few months, in 3 years etc…with rates so low should we look at renewing now or refinancing to get an eve

  • May 21, 2019
  • Posted by Mary Poburan

We love the house but....

PURCHASE PLUS IMPROVEMENT FINANCING You’ve found the perfect house in the right location but unfortunately it needs some work. Perhaps the flooring and kitchen are dated. Maybe the roof and win

  • January 19, 2018
  • Posted by Mary Poburan

It's Really Not That Bad

It's NOT AS BAD AS IT MAY SEEM...Ok. I have always been pragmatic about issues. We all know rates are rising. The concern now is for anyone who has a mortgage maturing in 2018. What now? Well its no

  • November 15, 2017
  • Posted by Mary Poburan

Obsessed By Numbers

  Unfortunately in today’s society we are obsessed by numbers. The bigger the better right? Size matters? Well, in the lending world a number that seems to get a lot of attention (too much

  • November 7, 2017
  • Posted by Mary Poburan

All Rates are NOT the Same...

WHAT IS YOUR BEST 5 YEAR RATE?   The most common inquiry I get  is 'what is your best 5 year rate ?' At the best of times this is a challenging question to answer since all lenders have va

  • September 28, 2017
  • Posted by Mary Poburan

What If I can't make my Payments?

How to deal with mortgage payment difficulties   Sometimes unforeseen financial circumstances can impact your ability to make your regular mortgage payments. Or perhaps your debt demons have be

  • March 21, 2017
  • Posted by Mary Poburan

Less Mortgage. HIgher Rate. What Gives?

Less mortgage. Higher rate. What gives? Think that mortgage rates are suddenly very confusing? It’s not your imagination. New Canadian mortgage rules have changed the way lenders operate in Can

  • January 26, 2017
  • Posted by Mary Poburan

More Changes to Affect Home Buyers!

Why Mortgage before March 17? If you’re in the market for an insured mortgage, then you might want to get that mortgage before March 17. Canada Mortgage and Housing Corporation (CMHC) is rais

  • October 23, 2016
  • Posted by Mary Poburan

The New STRESS TEST for Mortgage Qualifying

Should you stress about the stress test? What you should know about new mortgage rules. On October 3rd, Finance Minister Bill Morneau announced that new mortgage rules will include more stringent 'st

  • September 29, 2016
  • Posted by Mary Poburan

Is There Life after Bankruptcy? What you need to know

While going bankrupt is likely not on anyone’s wish list of life experiences, when it does happen it needs to be dealt with to minimize its knock-on effects. Chief among those is one’

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