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  • April 21, 2021
  • Posted by Mary Poburan

More Mortgage Rule Changes...

Recent mortgage rule changes   There had been speculation that the government would act to cool the hot housing market, but the industry saw only modest measures in the April 19 federal budget.

  • March 4, 2021
  • Posted by Mary Poburan

REVERSE MORTGAGES...What are they?

  CHIP Reverse Mortgage Wouldn’t it be nice if you had the money to do more of the things you want to do? A CHIP Reverse Mortgage could be just what you need. It’s the simple and

  • March 3, 2021
  • Posted by Mary Poburan

RATES ARE CHANGING...WHAT DO I DO?

Rates are changing…What do I do?   In the last 6 months we have been graced with rates never before seen in history. Interest rates for 5 year mortgage terms have ranged from 1.59-1.89%(

  • January 27, 2021
  • Posted by Mary Poburan

RRSP FOR DOWNPAYMENT...What you need to know

First-time homebuyers can tap their RRSPs to help with a home purchase.   Thinking about buying your first home? Wish you had saved up a good down payment? Maybe you have, but didn’t know

  • October 6, 2020
  • Posted by Mary Poburan

Down Payment Doesn't Have to Be A Mystery

Down Payment Explained    Verification of down payment is critical to your mortgage approval. A Minimum of 5% is required along with closing costs of 1.5% of purchase price. Essentially 6.

  • September 29, 2020
  • Posted by Mary Poburan

Credit Score Tips

Important credit score tips There’s a virtual credit file with your name on it! When it comes time to take out a mortgage, that file gets opened and the result is a credit score that will hel

  • March 27, 2020
  • Posted by Mary Poburan

What is REALLY happening with Rates?

The question I get on a daily basis is “My mortgage is up for renewal in a year, a few months, in 3 years etc…with rates so low should we look at renewing now or refinancing to get an eve

  • May 21, 2019
  • Posted by Mary Poburan

We love the house but....

PURCHASE PLUS IMPROVEMENT FINANCING You’ve found the perfect house in the right location but unfortunately it needs some work. Perhaps the flooring and kitchen are dated. Maybe the roof and win

  • January 19, 2018
  • Posted by Mary Poburan

It's Really Not That Bad

It's NOT AS BAD AS IT MAY SEEM...Ok. I have always been pragmatic about issues. We all know rates are rising. The concern now is for anyone who has a mortgage maturing in 2018. What now? Well its no

  • November 15, 2017
  • Posted by Mary Poburan

Obsessed By Numbers

  Unfortunately in today’s society we are obsessed by numbers. The bigger the better right? Size matters? Well, in the lending world a number that seems to get a lot of attention (too much

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