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Category: Mondays With Mary (12 posts)

  • October 6, 2020 @ 1:09 AM
  • Posted by Mary Poburan

Down Payment Doesn't Have to Be A Mystery

Down Payment Explained    Verification of down payment is critical to your mortgage approval. A Minimum of 5% is required along with closing costs of 1.5% of purchase price. Essentially 6.

  • January 12, 2015 @ 3:05 PM
  • Posted by Mary Poburan

RECAP of 2014 Financing Changes

Now that we are well into 2015, I thought it prudent to recap some of the changes in 2014 that are now fully in force. Remember, that as a broker I have access to variety of lenders and althou

  • October 27, 2014 @ 9:08 PM
  • Posted by Mary Poburan

Down Payment...Is it really that big of a deal?

Down Payment...How important is it? Most clients know that they need a down payment in order to buy a home. However most clients don't realize the importance of verifying this down payment with a det

  • January 27, 2013 @ 8:07 PM
  • Posted by Mary Poburan


Well its been said that it takes 21 days to form a habit. Obviously I have not spent enough time posting Mondays with Mary. The holidays always seem to throw me off track but fear not, I am back in th

  • December 17, 2012 @ 1:57 PM
  • Posted by Mary Poburan

Why are Mortgage Rules so strict?

Well, I’m not sure how I lost a week but last week Mondays with Mary did not happen. I’m sorry to disappoint my loyal supporters but I’m back on Track today.   Why Are Mortgag

  • December 3, 2012 @ 2:05 PM
  • Posted by Mary Poburan


The majority of Canadian mortgages are insured either because they are required to be due to less than 20% down or because the lenders themselves back-end insure the mortgages for their investors(more

  • November 26, 2012 @ 2:29 PM
  • Posted by Mary Poburan

Will a Co-signer Help?

  Very often a client requires a co-signer in order to qualify for a mortgage. There are several reasons that you may be asked to provide a co-signer. It is important to know why a co-signer is

  • November 19, 2012 @ 12:04 PM
  • Posted by Mary Poburan

Can someone HELP ME PLEASE???

As our world becomes more saturated with information, we are bombarded by so much that we often feel less informed than ever. The way we do business is changing, our world is changing. Banking used to

  • November 15, 2012 @ 8:23 PM
  • Posted by Mary Poburan

Killing Two Birds with One Stone

MONDAYS WITH MARY....Killing Two Birds with One Stone..Down payment is often one of the most misunderstood requirements of mortgage qualification. All Canadians need 5% down in order to purchase a hom

  • November 15, 2012 @ 8:10 PM
  • Posted by Mary Poburan

I Want it ALL....NOW!!

As Promised...MONDAYS WITH MARY:I want it all …NOW!As a society, we live in a world of immediate gratification. Its hard not to want it all, given our technological advances. As a parent, I fin

  • November 15, 2012 @ 8:09 PM
  • Posted by Mary Poburan

50 Shades of Bad

50 SHADES OF BAD...Well Monday with Mary didn't quite happen yesterday as I was on a Facebook Hiatus. I had my first experience with a hacker and it was not pleasant.So this week. Mondays with Mary

  • November 15, 2012 @ 8:07 PM
  • Posted by Mary Poburan

What is your BEST 5 year Rate?

MONDAYS WITH MARY...One of the most common questions I get is "what is your Best 5 year rate?" This is an almost impossible question to answer without knowing the complete details of a file. With acce